In: Empirische Pädagogik 2018 – 32 (3+4):

The relationship among gender, interest in financial topics and understanding of personal financeeBook

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In some studies on young adults’ knowledge and understanding of personal finance, males have outperformed females. In this paper, we investigate whether interest in financial and economic topics and media usage mediate the relationship between gender and knowledge and understanding of personal finance in three content areas: banking, insurance, everyday money management. We administered the German adaptation of the Test of Financial Literacy (TFL-G), developed by the American Council for Economic Education, to assess young adults’ knowledge and understanding of personal finance. Although we found that male participants performed better on the TFL-G, we also identified significant gender-specific differences in young adults’ interest in financial and economic topics and media usage. When controlling for interest in financial and economic topics and media usage, the gender-specific gap in performance on the TFL-G decreased. These influencing factors accounted for 13 % to 26 % of the variance in the TFL-G scores in the three content areas under investigation. Hence, when investigating the gender gap in knowledge and understanding of personal finance, greater consideration should be given to contextual variables. Further, differences in test scores should be investigated according to separate content areas.

Bibliographische Angaben

Der Beitrag ist in folgendem Heft erschienen
Manuel Förster, Roland Happ, William B. Walstad und Carlos J. Asarta (Hrsg.)
2018

In: Empirische Pädagogik 2018 – 32 (3+4) [digital]:

Financial literacy of students and young adults

Determinants and impacts

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Herausgeber*innen Manuel Förster
Roland Happ
William B. Walstad
Carlos J. Asarta
Autor*innen Manuel Förster
Roland Happ
Andreas Maur
Band/Heft 3+4
Erscheinungsjahr 2018
Jahrgang 32
ISBN-13 978-3-944996-55-4
ISBN-10 3-944996-55-0
ISSN 0931-5020
Seiten 245
Sprache Englisch
Dateiformat DRM-freies Portable Document Format (.pdf)